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GO-4-GOALS Annual Youth Summit
A journey towards Catching Them Young, raising 12,000 Ethical Children/Teenage Savings Account Holders and Junior Investors come December 2017...
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2D-and-3D-Animation Coding Basics-4-Girls
Join us to make a difference in the lives of thousands of girls in Low Income Schools this holiday season. Donate today! And get a free copy of our book on Financial Literacy and Entrepreneurship “Enoch A. Adeboye and the Dream-Starters”...
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Junior Investors and Young Farmers Book Club
The Club activities are focused on developing Leadership Values and Survival Life-Skills. The monthly reading program is designed to encourage a love of books and reading while they learn financial Literacy, goals setting and Entrepreneurship through engaging Community change projects...
Featured Posts
Friday, 16 December 2016
First Sickbay in Nigeria to be located inside an open Market for Market women
PLEASE Watch the video clip through the link below and see what teenagers in a government school are doing. We are calling for help from spirited Lagosians to aide these teens and replicate this project in all Markets and all over Nigeria. We have hoped that the Lagos State government will appreciate the sacrifice of these teenagers and support the sickbay project with just 1 health personnel and basic 1st aid drugs. In reality that did not materialize we need your support to do more. Call 08098229374 now!
Monday, 18 July 2016
Dream-Starter Summer Academy PILOT 2015
With Miss Chizoba Imoka CEO Unveiling Africa Foundation, Olugbenga Adebiyi CEO Gemsland LTD and Akintunde Akinmolayan CEO Temitope Farms.
Friday, 1 July 2016
INTRODUCING DREAM-STARTER DRAMA SERIES. A JOURNEY TOWARDS REACHING 12,000 TEENS SAVERS BY OCT 2017
ABOUT THE BOOK
Aminat,
Anita, Kunle, Charles and Bose are Jolly good friends with Big Dreams and hope
to conquer the whole world. But the fear of unknown, poverty and more stares
them in the face, casting a dark shadow on their big dreams. What will Nigeria
look like in the next twenty years? They asked. Should this current situation
continue, what will happen to their Big Dreams and Aspirations? What is the
solution?
Using
a Dramatic monologue and descriptive narrative style, David, the dramatist used
unique story telling technique with apt diction to illustrate the essence of
helping children and youths saving for a rainy day and a brighter future. Aminat,
Anita, Kunle, Charles and Bose are Jolly good friends with Big Dreams and hope
to conquer the whole world. But the fear of unknown, poverty and more stares
them in the face, casting a dark shadow on their big dreams. What will Nigeria
look like in the next twenty years? They asked. Should this current situation
continue, what will happen to their Big Dreams and Aspirations? What is the
solution?
ABOUT THE TITLE
Enoch A. Adeboye and the Dreamstarters
Dreamstarter
Drama series titled (Pastor Enoch A. Adeboye & the Dreamstarters) is an 84
paged and colorfully illustrated book, creatively written as an autobiography
of a Nigerian icon, with two other teenager focused entrepreneurship and
creative life hero stories.
We
tell our stories using colorfully illustrated pictures and true life story in a
short drama form with time text lessons on money, values and life skills.
The Dreamstarter drama series is educative, informative and entertaining
act as marketing vehicle to get branding contract with participating sponsor organisation.
About The Organisation
Edufunfunds
DreamStarter is a subsidiary of Education Fun & Funding LTD (Edufunfunds) a
book Publishing and marketing outfit that strongly believes that financial
education and marketing communication is the foundation to mass social and
economic empowerment.
This
is why DreamStarter project was design as the pilot for Nigeria’s national
financial education programme. Launched in 2015, it has enabled children,
youths between the age of 7-35 and families who are consumers or potential
consumers of financial products to become more self-reliant in their financial
affairs. It does this through 3 main sources,
1.
Dreamstarter Drama series
2.
Stage drama or tv drama and radio drama, social media ( Facebook, twitter and Instagram)
2.
Go for goals summit
3. Summer Academy
4.
Edufuntime Family game show
5.
Dreamstarter financial literacy club in schools
6.
Dreamstarter Center Banks in schools
7.
Dreamstarter Savings portal www.edufunfunds.com
8.
Financial literacy mentor and coaching.
Edu-fun-funds
Dreamstarter financial literacy drama Edutainment programme is a vocational
school based financial inclusion strategy to achieve our
dream of setting up the foundation for a national financial education program
for Nigeria
As
change agents, our vision is to help the families’ live happier and more
enlightened life by helping the children to become financially literate and
intelligent, so they know how to earn money, grow it, preserve it and become
wise stewards so they can make a difference and leave a significant and lasting
legacy. We equally help every child to set simple life goals, understand life
enriching values, mature emotionally, discover their passion and develop this
passion into value adding talent they can offer for the benefit of humanity.
Our Methodology
We
have been using entertainment, stage performance and print drama to teach
children and youth’s critical life and money skills in government schools
across Lagos. Through this activity, we are able to gain access to a government
school, entrenched our presence through establishment of Dreamstarter financial
literacy edutainment Club, gain uncluttered access to the pupils and creatively
penetrate their families
We will also work with both the parent and children to develop personalized saving plan that guarantee each child a minimum of N 4 million as a Dreamstarter grant from their parent on or before the age of 25
years.
The savings program tagged ‘Dreamstarter Money Play System’ is also designed
to help parent pay school fees easily and create a future where not a single
person is unemployed. By giving family the power to help
themselves, we offer them something far more valuable than a plate of food-security
in its most fundamental form!
At
the end of the project our participants will be able to make prudent investments, plan for their longer-term financial needs
and exercise their rights as consumers of financial services including a focus
on Savings, Investments, Tax, Insurance, Retirement and Estate planning. This,
in turn, serves the twin objectives of helping them to attain financial
well-being and consumer protection.
The
success of the pilot scheme encourages the extension of same to more children
and youths and their families across Lagos- this engenders our request for
corporate sponsorship and partnership.
To be
able to reach more families, we are seeking the support of country’s most
visionary leaders and corporate organizations to take responsibilities in
helping all children and youths develop and grow to their full potentials
your collaboration with or support
of our school based project tagged Dreamstarter Financial literacy Drama Edutainment
programme will afford you the opportunity to support the most enlightened
platform where children can learn to become enlightened citizens, enlightened
entrepreneurs and enlightened leaders.
David O. Aiyeola
Writer, publisher, and Coach.
08098229374
CEO Edufunfunds and
Executive Officer
Nigeria Association of Small and Medium Enterprises NASME
Lagos Chapter
Wednesday, 25 February 2015
Friday the 13th day of February 2015 will remain a day to always remember. It was the graduation of LEAP YDTP, set 2014, and also lunching of Edufunfunds DreamStarters savings club and the inauguration of the 2015 set. This was after an almost 12 months intensive programme which has transform passive students of Agidingbi senior grammar school into responsible and impact seeking teenagers who have set clear goals and has commence their journey to achieving the goals with a positive outlook.
This is the result when you expose unique teenagers to the award winning Leadership, Effectiveness, Accountability and Proffessionalism Africa( YDTP curriculum) sponsored by First Bank, Interswitch, 7up Bottling Company and with the support of the Lagos State ministry of Education, Education district, the Principal and staff of Agidingbi senior grammars school.
We want to appreciate the effort of the LEAP YDTP programmes coordinator, Mrs Ukwori Ejibe for her support and guidance to ensure the success of the programme.
Now the student are enlighten about the world of work, project cycle management, fundraising, budgeting and writing proposal letters.
Omololu David Aiyeola the Founder of the group while addressing them pledges his support to make sure that the club becomes the best institution in the world of Education and Training.
Thursday, 25 December 2014
‘I CAME HERE TO CAUSE A STIR’ A Havard Business School Story.
Pssst! Hey, MBA student – want an
internship at a major international corporation? It’s an “amazing” opportunity,
and a chance to violate all you hold dear.
Cosmetics giant L’Oreal probably
wouldn’t have known they were inviting the fox into the henhouse when they
sent an internship posting to Harvard Business School candidate Jessica Assaf
on Nov. 3. But the truth was soon revealed to company talent director Shadan
Deleveaux, after he emailed Assaf what was probably one of hundreds of notices
to MBA candidates at elite schools, in which he cited his own “amazing
experience” during a L’Oreal internship.
“I guess you didn’t get a chance
to review my resume before sending this email,” Assaf wrote back. “If you had
you would have realized that I am definitely not the right candidate for an
internship at L’Oreal.”
Assaf has crusaded against
hazardous chemicals since she was 15, “committed specifically to spreading awareness
about the unregulated cosmetic industry and the unnecessary chemicals in our
beauty products,” she wrote to Deleveaux.
THE MBA CANDIDATE AND THE ROCK
STAR
Since June, she and Alexis Krauss
– singer for pop-rock duo Sleigh Bells – have run a blog dedicated to
exposing dangerous ingredients in cosmetic products. Assaf, after
receiving the L’Oreal internship letter, took to their BeautyLiesTruth
blog and wrote a post titled, “L’Oreal
Tried to Recruit the Wrong Girl“. The post, containing the letter, her
response, and now a counter-response from Deleveaux, has gone semi-viral, and
prompted coverage on the feminist website Jezebel and on the front page of The
Harbus, the HBS student newspaper.
Of course, if Assaf had applied
for the internship, the company would have had reason to look into her
background and realized she would not be a good fit.
However, Assaf’s tilt against
L’Oreal illustrates the value many elite B-schools place on admitting to their
henhouses the occasional fox. In fact, soon-to-be-published research by Poets&Quants
reveals that top schools are increasingly targeting prospective students from
non-traditional backgrounds, mostly because such candidates broaden debate in
classrooms and throw curve balls into traditional business ideologies and
perspectives.
‘I CAME HERE TO CAUSE A STIR’
And that, in a nutshell, is
Assaf’s goal at HBS.
“I came here to cause a stir,”
says the 24-year-old from Marin County, California, where she was a founding
member, at 15, of sustainability-focused youth group Teens Turning Green. “You
can be like this crazy activist that doesn’t fit into any boxes and still have
something to contribute.
“I came to HBS with the sole
mission to . . . improve public health and spread awareness.”
Assaf describes her GMAT score as
“definitely on the lower end,” but notes that she had a 3.93 GPA at New York
University, where she received a BA in public health, documentary film, and
social activism.
Three months into her first year
as an MBA candidate, Assaf has found strong confirmation that her work to
inform consumers about the health risks of industrial chemicals is the correct
way forward. “It’s not like I’m anti-business. I want to be part of a business
that provides a solution to the L’Oreals of the world,” Assaf says. “I came
here to get that corporate mindset, to kind of tweak it, twist it. What I’ve
learned from every (HBS class) case is that consumers control the market.”
On the day earlier this month on
which Assaf received the invitation from L’Oreal, she had just finished a class
with professor Joshua Margolis – who specializes in leadership and ethics – and
noted down a quote from him: “Change requires creativity and courage.”
That comment helped inspire her
response, when, before her next class that day, she received the missive from
L’Oreal, she says. “I literally gasped,” Assaf says. “I never thought I would
see L’Oreal in my inbox, at least not to recruit me for a job.”
HBS PROF GIVES NEW IDEAS ABOUT
LEADERSHIP
The cases she’s studied in
Margolis’ class have given her new ideas about leadership, she says. “You can
use your story or your strategy to change the way other people think about an
issue,” Assaf says.
The recruitment letter gave Assaf
a launching platform for her story, and she updated it with the response she
received from Deleveaux the next day.
“Please know, our company’s top priority
is the safety of our customers,” wrote Deleveaux, a 2005 Columbia Business
School MBA. “We would never put an ingredient in a product that we wouldn’t put
on our own skin.”
That response provided further
fodder for Assaf, who then posted L’Oreal’s online statements about the safety
of their products, following them with a link to a list of 1,373 chemicals
prohibited in cosmetics by the European Union, and a statement that, “As of
today, 1,362 of them are still legal and widely used in U.S. products.”
Now, Margolis is helping her
“develop a business plan to try and disrupt the beauty industry,”
Assaf says. “It’s just incredible the support here.”
EAT IT, AND SMEAR IT ON YOUR
FACE
Peers within her HBS section have
joined her in working on two business plans, one of them based on using common
foodstuffs such as olive oil and coconut oil to make beauty products.
On carrying her activist bent
into an elite business school, Assaf says, “There are always going to be people
who believe that I went outside the designated boundaries of how I’m supposed
to act as an HBS student.
“Next time they’re in the shower,
maybe they will flip over the shampoo bottle and look at what’s in it.”
Written by Ethan BaronPoets &
QuantsAuthor on November 11, 2014.
Sunday, 27 July 2014
The demand for study abroad among Nigerian students
Perspective on the Nigerian
Study Abroad Market by an
Experienced Agent & Student Counsellor
If you are thinking of investing into the study abroad market in Nigeria, I hope this insights shared by a major player helps your decision making. Happy reading.
As we
highlighted earlier this year, Nigeria is a country to watch for anyone
involved in international higher education. For starters, there are statistics like
these:
- With roughly 169 million people and growing, Nigeria could be the world’s third most populous country by the end of the 21st century, according to UN projections;
- Nigeria has the world’s tenth largest oil reserves;
- Its GDP growth has been around 7% for the past few years, as compared to 2.8% in the US in 2012 and less than 1% in the UK.
Nigeria
is definitely a country with potential, but also one with insufficient
educational capacity to prepare its students to find work in Nigeria’s economy
– and/or the global one – as we will explore later in this article.
Today
we’re pleased to present an interview with Felix Adedayo. Mr
Adedayo explains the reasons behind Nigerian students’ strong interest in study
abroad, outlines the areas of study most in demand, and provides advice for
foreign educators recruiting in Nigeria.
Why such intense demand for study
abroad among Nigerian students?
In 2013, World
Education News and Reviews (WENR) reported:
“After
Morocco, Nigeria sends the most students overseas of any country on the African
continent, according to data from the UNESCO Institute of Statistics (UIS). The
UIS pegged the total number of Nigerian students abroad in 2010 at just under
39,000, although anecdotal evidence from education watchers in Nigeria would suggest
that the number is considerably higher, with many students taking up places at
private institutions in neighbouring countries, with Ghana reportedly being
particularly attractive.”
Mr Adedayo explains that a key reason Nigerians are so eager to
leave the country to study is a lack of domestic capacity at Nigerian
universities, despite the government’s efforts to expand the number of
university places open to Nigerian students.
It is not
surprising that the government is being hard-pressed to keep up with demand;
according to WENR, “at the tertiary level alone, the number of students has
grown from under 15,000 in 1970 to approximately 1.2 million today.”
Mr
Adedayo notes that every year, there are about 1.5 million students looking for
undergraduate placements alone – but there are only half a million places
available. Given this disparity, Mr Adedayo says that every year, nearly one
million Nigerian students look for admission to foreign higher education
institutions.
Scholarships
to foreign universities are one way Nigerian students are able to receive the
quality education they need. Mr Adedayo estimates that there are about 50,000
scholarships a year for Nigerian students wanting to study abroad, some at the
federal level and some at the regional/state level – especially in oil-rich
Nigerian states. Many of these scholarships are targeted to key labour market
areas for which Nigeria needs talented graduates – engineering, for example,
especially as it relates to chemical and petroleum technologies. Mr Adedayo
notes that these same fields, as well as medicine and IT, are in general the
most popular among Nigerian students looking for foreign degrees.
Australia
seems to be one destination country benefiting from Nigerian students’ study
abroad demand and study interests: the Financial Review reports that in
2014 nearly twice as many Nigerians are studying in Australia as last year,
“many of them engineering students planning to work in their country’s oil
industry.”
One
Australian engineering university, University of New South Wales (UNSW), is
keenly aware of the potential of Nigeria as a source country. Aleksandr
Voninski, UNSW’s executive director, international, quipped: “It’s a zero to
hero market.” He told the Financial Review that Nigeria is moving ahead
of major sending markets such as Singapore, Thailand, and Taiwan, and that next
year, Nigeria will likely be among Australian universities’ top 10 source
countries for international students.
Canada,
the US, the UK, and other European countries are also taking a more active
recruitment interest in Nigeria. AllAfrica reported last year on the
ways in which Canada is trying to attract Nigerian students; the opportunity to
work during and post-study completion is one of the advantages Canada promotes
in its efforts.
In the
UK, Iain Stewart, British Parliament member, estimates that 30,000
Nigerian students will be studying in various universities across
the United Kingdom by 2015.
Overall,
the most recent UNESCO data show the following countries, in order, as the
destination markets with the most Nigerian students enrolled:
- UK;
- US;
- Ghana;
- Malaysia;
- South Africa;
- Canada.
Growing incomes another driver of
students’ interest in study abroad
Nigeria’s
booming growth rate has led to a sharp increase in the number of Nigerian
families able to fund students’ study abroad ambitions. It is one of the
reasons that, according to UIS, the number of Nigerian students at overseas
institutions grew 71% between 2007 and 2010. Mr Adedayo guesses that about 95%
of Nigerian students going abroad are able to self-fund their studies.
Demand is
everywhere, and not just for
English-language
courses
Asked if
Nigerian students are primarily interested in English-language instruction, Mr
Adedayo responds that this trend is changing. He notes robust interest in
European study destinations and growing interest in learning such languages as
French, Spanish, and German.
He also
strongly advises foreign schools wanting to recruit in Nigeria to look beyond
the financial hub of Lagos. His agency has offices in Abuja, Ilorin, and Lagos
and he lists off roughly Ten Nigerian Cities that would be worth having a
presence in, and laughingly adds that it wouldn’t hurt to target cities in
rich, oil-producing regions.
Much remains to be improved on
the domestic front
As
exciting as the demand for foreign university places among Nigerian students is
in some ways, it is also a result of a domestic education system under stress.
The poor quality of education available to most – not to mention how inaccessible
education is to millions of Nigerians – is so problematic that Nigerian
employers are having trouble finding qualified workers and this is a major
factor in a huge youth unemployment rate. University World News reports
that a British-funded study, Universities, Employability and Inclusive
Development, on four African countries – Ghana, Kenya, Nigeria and South
Africa – found that the unemployment rate is as high as 23.1% for Nigerian
graduates with first degrees.
The
report noted:
“With the
partial exception of South Africa, other African countries lack strong
information on the labour market, on transitions from university to work, and
on the link between disciplinary area and employment prospects.”
Beyond
problems at the tertiary education level, there are also serious issues within
Nigeria’s secondary school system. In 2013, only 44% of high-school-aged
Nigerians were enrolled in school – 21 percentage points below the global
average – which helps to explain stubbornly low levels of youth literacy in the
country. Enrolment rates, particularly among girls, are low in the north of the
country (where the notorious Boko Haram kidnappings have taken place).
Looking to the future
In a
fascinating CNBC Africa interview, Milan Thomas, a Programme Associate at the
UNESCO Results for Development Institute, says his organisation has determined
that there are 10 million students “out of school” in Nigeria. Apart from
humanitarian costs, Mr Thomas says this has a negative economic impact per year
of 1% of GDP, or US$3 billion dollars. Because uneducated youth go on to earn
significantly less as they enter the labour market, Mr Thomas says, they
represent a huge source of untapped potential for the Nigerian economy. He
notes that there is an exciting possibility for providing traditionally
hard-to-reach out-of-school students are “innovative education solutions such
as open distance learning or low-cost private school alternatives, which are
rapidly spreading across Africa.”
For now,
it is good news that an increasing number of Nigerians are taking advantage of
scholarships and/or greater family incomes to obtain quality education in other
countries to overcome the capacity and quality issues in their own education
system. The next stage will be for Nigeria to strengthen its own education
system, perhaps with the help of the “innovative” technologies and
infrastructure Mr Thomas references in the CNBC interview. Toward that goal,
CNBC also reported in March 2014 the promising development that the government
has allotted over US$6 billion dollars to the education sector in the next four
years.
Credits: http://goo.gl/lF6p9C
Friday, 25 July 2014
Nail That Dream Job With This Open Secret
Hi folks I came across this wonderful article from one of my best site http://www.lifehack.org/ on career development. It was very timely just as a young friend of mine was preparing for her 1st time major employment interview. The result was amazing and she was full of testimonies and gratitude for the privilege of the information. I promise to feature her in our subsequent post. So here it is;
Questions You Should Ask at interview to be the
Most Impressive Job Candidate
1. “What are the common attributes of your top
performers?”
2. “What are the one or two things that really
drive results for the company?”
3. “What do employees do in their spare time?”
4. “How do you plan to deal with _____?”
5. “How do you measure success of the people
currently in this position?”
6. “What does a career path look like at this
company?”
7. “I am really excited about this
opportunity; what are the next steps?”
Most interviewers follow a
basic model these days called “Behaviour
Interviewing.” The purpose is to see how a candidate has acted in the past
in certain scenarios, because most of the time, past behavior will predict
future behavior. Along with this interview style, there are also seven
questions you as the candidate will most likely be asked. My boss in our career
centre refers to them as the Seven Deadly Questions. This includes: “Tell me
about yourself” and “Where do you see yourself in 2–5 years?” These are loaded
questions that if answered wrong can ruin your chances of getting the job.
So if these are some of the
questions the interviewer asks, what should you as the candidate ask? After
all, aren’t you interviewing them too? Do you know for certain before an
interview if this somewhere you want to work for the next year, two years, five
years? If this is somewhere you want to work, then how can you be the most
impressive job candidate?
Believe it or not, many times,
the best way to show an interviewer you have done research on their company and
industry is not through the answers you give, but through the questions you
ask.
Here are 7 questions you
should ask to be the most impressive job candidate.
1.“What are the common attributes of your top performers?”
This question serves many
purposes. First, you didn’t ask “what are the common attributes of your worst
performers?” The reason being is that you want to show them that you want to
identify with and be one of the top performers, and not one of the worst. You
will probably have the opportunity to ask questions at the end of the
interview, so to show you share common traits with the top performers, you can
either reiterate an answer you gave earlier in the interview when you hear
their answer about top performers, or mention your matching skills in a
follow-up email and written thank you letter. You should be sending both.
2. “What are the one or two things that really drive results for the
company?”
Based on the research you have
already done prior to the interview (you did do research prior to the
interview, right?), you should have an idea of what is the answer to this
question before you ask. This illustrates to the interviewer that you
understand the position you are applying for fits into a bigger company
picture. This is not the “you” show. The company has a need and you are trying
to convince them your background and skill set fits that need better than
anyone else and you will make them more successful than they already are. You
are part of the “thing” that drives results.
3. “What do employees do in their spare time?”
This question helps you gauge
how you will fit in with the people working there. “Fit” has become a big focus
for companies these days. You may have the skills to do the job, but if you are
socially awkward or your personality does not make the interviewer feel
comfortable with you they will probably pass on hiring you. Also, this question
will help you understand the job/life balance at the firm. One too many jokes
about “what spare time?” from the interviewer and you may want to consider
whether you are willing to put in the hours this job may require.
4. “How do you plan to deal with _____?”
This question will end with an
industry-specific issue. Maybe it is regulatory like the Dodd/Frank Act that
hit the financial services industry a few years ago, or maybe in doing your
research, you discovered a new player entered the market. My advice to you is
be CAREFUL with this question. If the company does not have an answer for the
issue yet, you will make the interviewer defensive. Focus on the positives if
you want to show you have done your research. Ask something like “how do you
plan to spend all the money you are going to make with this new product’s
sales?” I’m kidding of course, but on the serious side be careful in choosing
to ask about an issue.
5. “How do you measure success of the people currently in this
position?”
This question differs from the
question about attributes of top performers because you are not asking what
they think makes someone in this position successful, but rather how do they
measure success. The point you want to make with this question is that you plan
on being successful so you want to know what goals you should focus on. Also
this question may lead to a conversation about commissions and bonuses, not
specific numbers probably—and do not push for that—but it will give you an idea
of expectations and how realistic they are.
6. “What does a career path look like at this company?”
When you ask this question you
want to make sure you get the point across that you are looking long term. Do
not ask, “how long does it take to move up?” or anything like that. You are
there to fill the job at hand and add value immediately. The point of asking
this is to show you are in it for the foreseeable future and that you are again
coming to this job with an attitude that you are a good fit and will be
successful.
7. “I am really excited about this opportunity; what are the next
steps?”
If you don’t tell them you are
really excited about the job, how will they know you are? They are excited
about filling it; you should be excited about the possibility of being hired.
If you are in the process of interviewing for a few jobs,
and you should be, then this is when they can tell you it may take a few weeks
before you hear anything or that there are more interviews coming. If you get
an offer from another company a few days after this interview, you know you may
have to ask that company to give you more time to decide, because this company
told you it may take a few weeks to get back to you. Any question you ask
should show either that you did your research on the company and industry, or
that you are there to fill the need they have and be successful. That is what
will make you the most impressive job candidate.
Credits
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